Home Buyers


Why Idaho Housing

Whether you’re purchasing a home or refinancing, Idaho Housing offers unique loan products including conventional loans, Rural Housing development, FHA and VA loans. We also offer unique features such as:

  • Lowest financing rates in Idaho
  • Low down payment and closing cost assistance
  • Homebuyer tax credits where you can get up to $2,000 or 35% of the total mortgage interest paid in income tax credits each year for the life of the loan

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